# Virtual bank accounts > For the complete machine-readable documentation index, see [llms.txt](https://apidocs.chargebee.com/llms.txt). A virtual bank account is a unique account number which is generated so you don't need to share your sensitive bank account details with your users. A virtual bank account can be paid with ACH credit or wire transfer. Users can make payment of the amount due to this account, and the amount will be matched with the invoice. ## Sample Virtual bank account ```json { "account_number": "test_544b835aab71", "bank_name": "TEST BANK", "created_at": 1517501395, "customer_id": "__test__KyVnHhSBWSv7Y5F", "deleted": false, "email": "apple@apple.com", "gateway": "stripe", "gateway_account_id": "gw___test__KyVnGlSBWSv3GHt", "id": "vba___test__KyVnHhSBWSvqH5J", "object": "virtual_bank_account", "reference_id": "cus_I57FgHUl6NNqeT/src_1HUx14Jv9j0DyntJqopyd9ax", "resource_version": 1517501395000, "routing_number": "110000000", "scheme": "ach_credit", "swift_code": "TSTEZ122", "updated_at": 1517501395 } ``` ## Virtual bank accounts attributes ## Input Parameters - `id` (required, string, max chars=40) Identifier of the virtual bank account - `customer_id` (required, string, max chars=50) Identifier of the customer. - `email` (required, string, max chars=70) Email address associated with the virtual bank account - `scheme` (optional, enumerated string, default=ach_credit) Type of the credit transfer Possible enum values: - `ach_credit` ACH Credit Transfer This scheme is deprecated. Instead of `ach_credit` use `us_automated_bank_transfer` . - `sepa_credit` SEPA Credit Transfer This scheme is deprecated. Instead of `sepa_credit` use `eu_automated_bank_transfer` . - `us_automated_bank_transfer` US Automated Bank Transfer - `gb_automated_bank_transfer` UK Automated Bank Transfer - `eu_automated_bank_transfer` EU Automated Bank Transfer - `jp_automated_bank_transfer` JP Automated Bank Transfer - `mx_automated_bank_transfer` MX Automated Bank Transfer - `bank_name` (optional, string, max chars=100) Name of the bank - `account_number` (required, string, min chars=5, max chars=50) The account number to which funds will be transferred. - `routing_number` (optional, string, min chars=3, max chars=50) The routing number of the bank - `swift_code` (optional, string, min chars=3, max chars=11) Swift code of the bank in which the account exists. - `gateway` (required, enumerated string) Name of the gateway this virtual bank account is stored in. Possible enum values: - `chargebee` Chargebee test gateway. - `chargebee_payments` Chargebee Payments gateway - `adyen` Adyen is a payment gateway. - `stripe` Stripe is a payment gateway. - `wepay` WePay is a payment gateway. - `braintree` Braintree is a payment gateway. - `authorize_net` Authorize.net is a payment gateway - `paypal_pro` PayPal Pro Account is a payment gateway. - `pin` Pin is a payment gateway - `eway` eWAY Account is a payment gateway. - `eway_rapid` eWAY Rapid is a payment gateway. - `worldpay` WorldPay is a payment gateway - `balanced_payments` Balanced is a payment gateway - `beanstream` Bambora(formerly known as Beanstream) is a payment gateway. - `bluepay` BluePay is a payment gateway. - `elavon` Elavon Virtual Merchant is a payment solution. - `first_data_global` First Data Global Gateway Virtual Terminal Account - `hdfc` HDFC Account is a payment gateway. - `migs` MasterCard Internet Gateway Service payment gateway. - `nmi` NMI is a payment gateway. - `ogone` Ingenico ePayments (formerly known as Ogone) is a payment gateway. - `paymill` PAYMILL is a payment gateway. - `paypal_payflow_pro` PayPal Payflow Pro is a payment gateway. - `sage_pay` Sage Pay is a payment gateway. - `tco` 2Checkout is a payment gateway. - `wirecard` WireCard Account is a payment service provider. - `amazon_payments` Amazon Payments is a payment service provider. - `paypal_express_checkout` PayPal Express Checkout is a payment gateway. - `gocardless` GoCardless is a payment service provider. - `orbital` Chase Paymentech(Orbital) is a payment gateway. - `moneris_us` Moneris USA is a payment gateway. - `moneris` Moneris is a payment gateway. - `bluesnap` BlueSnap is a payment gateway. - `cybersource` CyberSource is a payment gateway. - `vantiv` Vantiv is a payment gateway. - `checkout_com` Checkout.com is a payment gateway. - `paypal` PayPal Commerce is a payment gateway. - `ingenico_direct` Worldline Online Payments is a payment gateway. - `exact` Exact Payments is a payment gateway. - `mollie` Mollie is a payment gateway. - `quickbooks` Intuit QuickBooks Payments gateway - `razorpay` Razorpay is a fast growing payment service provider in India working with all leading banks and support for major local payment methods including Netbanking, UPI etc. - `global_payments` Global Payments is a payment service provider. - `bank_of_america` Bank of America Gateway - `ecentric` Ecentric provides a seamless payment processing service in South Africa specializing on omnichannel capabilities. - `metrics_global` Metrics global is a leading payment service provider providing unified payment services in the US. - `windcave` Windcave provides an end to end payment processing solution in ANZ and other leading global markets. - `pay_com` Pay.com provides payment services focused on simplicity and hassle-free operations for businesses of all sizes. - `ebanx` EBANX is a payment gateway, enabling businesses to accept diverse local payment methods from various countries for increased market reach and conversion. - `dlocal` Dlocal provides payment solutions for global commerce by accepting local payment methods. - `nuvei` Nuvei is a secure and reliable payment processing solution that allows you to accept payments from customers and suitable for various types of businesses. This feature is a **Private Beta Release**. [Request access](https://app.chargebee.com/login?forward=https://app.chargebee.com/request_access/nuvei&ref=feature) to enable Nuvei for your test and live sites. - `solidgate` Solidgate is a secure and reliable payment processing solution that allows you to accept payments from customers and suitable for various types of businesses. This feature is a **Private Beta Release**. - `paystack` Paystack is a payment gateway for businesses in Africa. It enables secure payment acceptance both online and offline. This feature is a **Private Beta Release**. [Request access](https://app.chargebee.com/login?forward=https://app.chargebee.com/request_access/paystack&ref=feature) to enable Paystack for your test and live sites. - `jp_morgan` J.P. Morgan Mobility Payment Solutions is a payment gateway that enables you to securely accept and manage digital payments across different [payment\_source\_type](/docs/api/payment_sources/payment_source-object#type). This feature is a **Private Beta Release**. [Request access](https://app.chargebee.com/login?forward=https://app.chargebee.com/request_access/jp-morgan-bacs&ref=feature) to enable the J.P. Morgan Mobility Payment Solutions gateway via payFURL for your test and live sites. - `deutsche_bank` Deutsche Bank is the leading German bank with strong European roots and a global network. This feature is a **Private Beta Release**. - `ezidebit` Ezidebit is a payment gateway integration based in Australia that supports automated direct debit, BPAY, and card payments for businesses. This feature is a **Private Beta Release**. - `twikey` Twikey is a payment service provider that specializes in processing direct debit payments across the EU. - `tempus` Tempus Technologies is a payment gateway and payments technology provider offering secure payment processing with end-to-end encryption (P2PE) and tokenization. - `moyasar` Moyasar is a fully integrated online payment service that makes accepting payments simple and secure. - `payway` Payway is a payment gateway that enables secure card and payment acceptance. - `payu` PayU is a payment gateway that enables secure card payment acceptance via PaymentsOS. - `not_applicable` Indicates that payment gateway is not applicable for this resource. - `gateway_account_id` (required, string, max chars=50) The gateway account in which this virtual bank account is stored. - `resource_version` (optional, long) Version number of this resource. The `resource_version` is updated with a new timestamp in milliseconds for every change made to the resource. This attribute will be present only if the resource has been updated after 2016-09-28. - `updated_at` (optional, timestamp(UTC) in seconds) Timestamp indicating when this virtual bank account resource was last updated. - `created_at` (required, timestamp(UTC) in seconds) Timestamp indicating when this virtual bank account resource is created. - `reference_id` (required, string, max chars=150) Identifier provided by the gateway for the virtual bank account source. In case of Stripe, the reference\_id consists of a combination of Stripe Customer ID and Stripe Source ID separated by a forward slash (e.g. cus\_63MnDn0t6kfDW7/src\_6WjCF20vT9WN1G). - `deleted` (required, boolean) Indicates that this resource has been deleted.